Portsmouth Students Get Best Value

A recent survey carried out by Royal Bank of Scotland has put Edinburgh as the most expensive place for students to live and work in the UK and has indicated Portsmouth Students get the best value. the survey took into … Continued

Categories: Students

Thinking of buying an investment property? Some simple rules

Before buying an investment property it is a good idea to carry out some research and stick to some basic rules  if we look at the most popular way of buying an investment property buy to let then this is … Continued

Categories: General

Buy To Let Costs Give True Buy To Let Yields

With many still looking at buy to let as the best option for investing funds including pensioners exploring the new pension rules it is essential that any potential property investor looks at buy to let costs as this can greatly … Continued

Categories: General

Are “Granlords” investing pension money in property changing the market ?

The property industry is reporting increases in enquiries from the over 60s age group with many looking at the possibilities of buying property as an option for investing pension money. With many agents feeling the affects of the Mortgage review … Continued

Categories: General

Demand for student housing continues through the night

Many considering student property as a way of investing in property, may wonder with the recent new builds is there still a need for property in this arena, and is the demand for student housing continuing. The answer appears to … Continued

Categories: Students

Is Buy To Let The Main Reason To Buy Property?

We have made mention before that currently the Mortgage review has affected those applying for residential properties only and that buy to let purchasers investing in property do not necessarily have the same restrictions. The “ help to Buy “ … Continued

Categories: General

Should Purpose Built Student Accommodation Be Part Of A UK Property Portfolio

In recent years we have seen considerable investment both by private individual investors and also large institutional investors into the student accommodation sector. In a market that has seen an increasing demand which looks set to continue should student accommodation … Continued

Categories: Students

Grey Pound Investment Property Boom

Investment Property Consults when considering investment property opportunities, have the yield that the property will produce at the top of the list of priorities. This is at odds of previous philosophy of many property companies that properties are to be … Continued

Categories: General

Student Property Highlights Student Numbers For Universities

We have seen the recent headlines with universities unprepared for this years student numbers. Student property was the focus with reports that students were forced to share single rooms. With the uncapping coming in to place fully in the next … Continued

Categories: Students

New Mortgage Deals, Good News For Buy To Let Investors?

Whilst much had been made of the difficulties in homeowners obtaining mortgages the banks appear to have recently had a change in heart and are offering improved ranges of buy to let mortgages for the buy to let investor. This … Continued

Categories: General

More Stock Needed For Student Accommodation

The timing of the government’s decision to increase the number of university places this year did not give the universities much notice and some universities struggled to meet the demand for student accommodation. Letting and agents in some areas have … Continued

Categories: Students

Which Road should the UK Property Investor take North or South ?

Any UK property investor before investing in a property should first establish their motivation, as this will help determine where in the UK they should be investing. For the UK property investor is it as simple as choosing between North … Continued

Categories: General

Student Property Investors Must Make The Grade To Maximise Returns

During the October open days universities are opening their doors to prospective students for the next academic year. As students review the university and courses offered and results,  student property investors should note that similar reviews are being made of … Continued

Categories: Students

Buy To let Properties, Who Is Your Target Tenant In 2014?

To maximise yields and return on investment, any property investor looking at buy to let properties should bear in mind the tenant that they are hoping to attract. Many headlines have been devoted to the young people being priced out … Continued

Categories: General

QS World University Rankings, A reason to invest in student property ?

2014 marks the 10th anniversary edition of the QS World University Rankings, which were first published in 2004. The decade has seen a substantial increase in the international mobility of students with many students considering studying abroad. There has also … Continued

Categories: Students

Buy to Let Property Lucky Seven

The MMR has had a dramatic effect in the ability for residential buyers to obtain mortgages and some estate agencies advise it has impacted in the number of new buyers reporting a fall of 20% in new buyer registrations between … Continued

Categories: General

Student Reforms, A Good Result For Student Property Investment

UCAS published their final suite of figures for university places on the 29th August, 15 days after A level results day. It is interesting to look at these results and see what the effect of the changes introduced by George … Continued

Categories: General, Students

Has The Property Investor Been Helped By Recent Government Initiatives

The property market in the UK has seen the introduction of a number of different government initiative more in recent times the help to buy scheme and more recently the Mortgage Market Review. It is interesting to review how these … Continued

Categories: General

Investing In Student Properties ? Is The Market Mature?

The latest update recently published by The Universities and Colleges Admissions Service (UCAS)indicates that more than 100,000 UK applicants aged 20 and over have now been accepted into universities and colleges this year. These figures following the results of 2013, … Continued

Categories: Students

Does Buying off Plan Property Add Up for Property Investors?

The effect of the recent recession on new homes builders has been well documented, but signs are that the concept of buying a home ‘off-plan’ has made a comeback. The Government-backed mortgage scheme or help to buy scheme has two … Continued

Categories: General

More Students Accepted Through Clearing, Is More Student Housing Required

Just a week ago a level students were anxiously checking their results and UCAS reported more students than ever before had already secured a place on a degree course. In their statistical release they advised at that point 396,990 students … Continued

Categories: Students

Can Buy To Let & Investment Property Work As A Pension?

In the 2014 budget the chancellor announced changes regarding pension flexibility and the Finance Bill 2014. Individuals reaching retirement age can now benefit from greater access to their pension funds the first of the fundamental reforms announced. From April 2015, … Continued

Categories: General

University Student numbers at record levels after the undergrad level is raised

Last Thursday was A level results day and as students discovered their results, more of them than ever before had already secured a place on a degree course. In line with the government’s policy There are an extra 30,000 university … Continued

Categories: Students

UK Sees A Record Number Of Tourists

On the 14th August The Office for National Statistics ( ONS ) issued its Statistical Bulletin regarding Overseas Travel and Tourism, detailing provisional results for June 2014. There were a number of key points the first being “Visits to the … Continued

Categories: General

University Student Applications increase by 4%

As many prospective university students anxiously await their A level results next week, it is interesting to look at recent reports on the numbers applying to attend university. UCAS in July published their statistics on all full-time undergraduate applications which … Continued

Categories: Students

What Is An Armchair Property Investor ?

When contemplating buying property as an investment as well as considering the features of the property, it is also essential that the management of the property is taken into account. The property investor also needs to acknowledge how involved they … Continued

Categories: General

If universities buy the debt of their graduates, would this change the university experience?

Ex Universities Minister David Willetts has recent called for universities to buy the debt of their graduates? Would such a radical change in the university system alter the whole university experience such as university course selected, student accommodation and graduate … Continued

Categories: Students

Buy To Let, Expats Invest To Keep In Touch With UK Property

A group of overseas investors who have an understanding of the property in the UK are the expat community . Many are looking at buy to let as a way of keeping a foothold in UK property market. The motivation … Continued

Categories: General

Do rising student numbers indicate a long term future for student accommodation investment ?

As teenagers wait anxiously for their exam results just a few days away, it is interesting to consider how many will attend university. UCAS in their end of cycle report for 2013 reported record figures but will this be repeated? … Continued

Categories: Students

Number Of Patients With Dementia increasing

It is well documented that we have an aging population in the UK and this is increasing the number for care and nursing home places required. Nursing and care home bed demand is also being affected by a number of … Continued

Categories: Care Homes

Will Uncapped Student Numbers Benefit Those Investing In Student Property?

In December 2013 the Chancellor George Osborne announced in his budget that the cap on student numbers would be scrapped. So is this a positive sign for those investing in student property ? The most obvious answer is yes, as … Continued

Categories: Students

Thinking Of Buying Commercial Property? London Landmark The “Gherkin” For Sale

Whilst ” The Gherkin” may be out of the reach of most property investors looking at buying commercial property. It is interesting to note that this iconic London building is immediately attracting interest according to the selling agents and despite … Continued

Categories: Commercial

Is Luxury Student Accommodation A lucrative Property Investment

Despite concerns in some quarters regarding the costs of university education it seems that the UK University population is demonstrating a preference for luxury student accommodation. The Telegraph reported last week that overseas students in Central London are beating young … Continued

Categories: Students

UK Rental Prices Rising

Before buying an investment property research is essential. In a market with concerns about pricing levels, then yields and return on investment become the priority for those considering property as way of saving for the future or as an alternative … Continued

Categories: General

Mortgages for buying an investment property not affected

In June the bank of England released  recommendations to the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA) regarding loan to income ratios for mortgages “The PRA and the FCA should ensure that mortgage lenders do not extend … Continued

Categories: General

Students At The Heart Of The System

In the summer of 2011 the government released a Higher Education White Paper “students at the heart of the system” three years on  it is interesting to see what has happened to university education in the UK since the paper … Continued

Categories: Students

Buy to let comes of age

2014 saw the 18th anniversary of the first buy to let mortgage which was launched in the UK in 1996. A report by a major UK lender in this specialist area advises that buy to let landlords have: “… made £12,000 … Continued

Categories: General

UK Population the fastest growing in Europe

The Annual Mid-year Population Estimates, 2013 released by the office of national statistics shows not only a sustained increase in the UK population  but also gives an insight into how these compare with our European neighbours Figures from the ONS … Continued

Categories: Care Homes

Is this a good time to invest in commercial property?

A number of property funds are predicting double digit returns and forecasting a prosperous future for this sector of UK property investment. In the last few years both the institutional funds and individual commercial assets have performed well providing good … Continued

Categories: General

Housing shortages in 2014 are comparable to the levels in the 1950s

Recent news headlines have indicated that housing shortages in 2014 are comparable to the levels in the 1950s. There is also opinion that the government’s previous target of 240,000 new homes a year to meet the rising population is unrealistic … Continued

Categories: General

Investing in student properties

There has in the last couple of years, been considerable investment in the student accommodation sector which leads to the obvious question,  is it still a good idea to invest on this area of the market? Student accommodation has been … Continued

Categories: Students

Are there good opportunities for property investment outside London?

There is constant media speculation that the London Property market is overheated at the moment and pricing has led it to be outside the comfort level  of many investors and so people are looking at property investment outside London but within … Continued

Categories: General